{"id":10433,"date":"2022-12-16T11:15:23","date_gmt":"2022-12-16T10:15:23","guid":{"rendered":"https:\/\/www.hypotheekwinkel.be\/behoud-woonbonus-herfinanciering\/"},"modified":"2025-11-21T14:21:45","modified_gmt":"2025-11-21T13:21:45","slug":"conserver-bonus-logement","status":"publish","type":"page","link":"https:\/\/www.hypotheekwinkel.be\/fr\/conserver-bonus-logement\/","title":{"rendered":"Puis-je conserver mon bonus logement avec une nouvelle maison ou un nouveau pr\u00eat ?\u00a0"},"content":{"rendered":"\n<section\n    class=\"b-block b-hero text-left pt-5 pt-md-6 pt-xxl-7 pb-5 pb-md-6\"\n        aria-labelledby=\"block_ef62511a5e4d65efdde1ee9c6d321de3-title\"\n    fetchpriority=\"high\"\n>\n    <div class=\"b-hero__container container\">\n        <div class=\"b-hero__inner\">\n                            <div class=\"row mt-auto mt-sm-0\">\n                    <div class=\"col-lg-10 col-xl-9\">\n                        <h1 id=\"block_ef62511a5e4d65efdde1ee9c6d321de3-title\">Puis-je conserver mon bonus logement avec une nouvelle maison ou un nouveau pr\u00eat ?<\/h1>\n                                            <\/div>\n                <\/div>\n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_8748ad5030195acbf12215c7e75d9622-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p><strong>Vous n&rsquo;\u00eates pas le premier \u00e0 poser cette (excellente) question. Maintenant que la Flandre doit r\u00e9duire ses d\u00e9penses, elle recherche activement les contribuables qui paient trop peu d&rsquo;imp\u00f4ts, notamment gr\u00e2ce au bonus logement (\u201cwoonbonus\u201d). Mais cela reste flou. Est-il encore possible de modifier son pr\u00eat immobilier ? Ou de changer de logement ? Vous trouverez des r\u00e9ponses claires ci-dessous !<\/strong><\/p>\n<p>Commen\u00e7ons par le bonus logement. Il s&rsquo;agit de l&rsquo;avantage fiscal annuel que le gouvernement flamand accordait pour l&rsquo;achat de votre premi\u00e8re r\u00e9sidence principale. \u00ab Accordait \u00bb, car il a \u00e9t\u00e9 supprim\u00e9 en 2020. Cet avantage s&rsquo;appliquait uniquement aux personnes ayant contract\u00e9 un pr\u00eat avant 2020 et \u00e9tait vers\u00e9 annuellement jusqu&rsquo;\u00e0 l&rsquo;\u00e9ch\u00e9ance du pr\u00eat. Une somme non n\u00e9gligeable, pouvant atteindre 15 000 \u20ac par personne pour un pr\u00eat sur 25 ans. Une somme que personne ne voudrait perdre.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_776889c140cd67ac391546af4cf862aa-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_776889c140cd67ac391546af4cf862aa-title\">\u00c0 quel jeu joue le fisc ?<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Les cr\u00e9dits immobiliers sont souvent \u00e0 long terme, mais la vie peut vite changer. Que se passe-t-il si vous achetez une nouvelle maison aujourd&rsquo;hui ? Si vous opter pour un <strong>changement de propri\u00e9t\u00e9<\/strong>, la maison change, mais pas le pr\u00eat. Vous conservez les m\u00eames conditions aupr\u00e8s de la m\u00eame banque, et le pr\u00eat hypoth\u00e9caire est transf\u00e9r\u00e9 d&rsquo;un bien \u00e0 l&rsquo;autre. Votre bonus logement reste inchang\u00e9.<\/p>\n<p>Qu\u2019en est-il d\u2019un <strong>refinancement<\/strong> ? Dans ce cas, vous restez dans la m\u00eame maison, mais avec un nouveau pr\u00eat. Ce dernier poss\u00e8de de meilleures conditions \u2014 sinon vous n\u2019auriez pas effectu\u00e9 la d\u00e9marche \u2014 et vous pouvez le souscrire aupr\u00e8s d\u2019une autre banque pour le m\u00eame somme. Le gouvernement fait \u00e9galement preuve de souplesse \u00e0 cet \u00e9gard. Il consid\u00e8re cela comme une prolongation du pr\u00eat initial et maintient le bonus logement.<\/p>\n<p>Autre cas possible : la <strong>combinaison d\u2019un changement de propri\u00e9t\u00e9 avec un refinancement<\/strong>. Cela s&rsquo;av\u00e8re n\u00e9cessaire lorsque votre nouveau logement co\u00fbte plus cher que le pr\u00e9c\u00e9dent et que vous devez emprunter davantage. Les choses se compliquent alors trop pour \u00eatre expliqu\u00e9es ici. Prenez rendez-vous sur hypotheek.winkel et nous vous expliquerons tout en d\u00e9tail !<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_4fd1ced6c993dd3ece006c4d35a1b5dc-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_4fd1ced6c993dd3ece006c4d35a1b5dc-title\">La souplesse a ses limites <\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>La situation change \u00e9galement en cas d&rsquo;une r\u00e9utilisation de votre hypoth\u00e8que. Dans ce cas, ce n&rsquo;est plus le capital restant d\u00fb qui est concern\u00e9, mais une partie du montant d\u00e9j\u00e0 rembours\u00e9. Vous empruntez \u00e0 nouveau cette somme aupr\u00e8s de la banque, par exemple pour financer des travaux de r\u00e9novation. D\u00e8s lors, le bonus logement n&rsquo;est plus applicable. L&rsquo;administration fiscale consid\u00e8re cela comme une nouvelle d\u00e9pense, et \u00e0 juste titre.<\/p>\n<p>En r\u00e9sum\u00e9, le gouvernement souhaite simplement emp\u00eacher les citoyens de profiter davantage ou plus longtemps d&rsquo;une aide qu&rsquo;il h\u00e9site \u00e0 accorder depuis 2020. Votre logement peut changer, votre pr\u00eat peut \u00e9voluer, mais ni la dur\u00e9e ni le montant ne resteront inchang\u00e9s. La g\u00e9n\u00e9rosit\u00e9 a ses limites.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_b7ce919888be3d73f1b1664f2f170a0a-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_b7ce919888be3d73f1b1664f2f170a0a-title\">Un nouveau partenaire, c\u2019est toujours un bonus ! <\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Il existe une astuce int\u00e9ressante : trouver un partenaire b\u00e9n\u00e9ficiant d&rsquo;un bonus logement. Cet avantage fiscal s&rsquo;applique aux deux partenaires qui remboursent un bien. Si votre partenaire empruntait avant 2020, le bonus logement vous sera \u00e9galement transf\u00e9r\u00e9 lorsque vous deviendrez copropri\u00e9taire (1 % suffit) et commencerez \u00e0 rembourser le pr\u00eat. Vous devez cependant \u00eatre cohabitants l\u00e9gaux ou mari\u00e9s. Cela ne fonctionne pas avec une relation amoureuse occasionnelle.<\/p>\n<p>Pour conclure : OUI, vous conservez le bonus logement en cas de changement de propri\u00e9t\u00e9 ou de refinancement. Ce n\u2019est PAS le cas si vous contractez un nouvel emprunt, allongez la dur\u00e9e du pr\u00eat ou utilisez un montant sup\u00e9rieur. Et vous pouvez \u00eatre certain que le gouvernement v\u00e9rifiera tout. Des questions ? Nous r\u00e9pondons gratuitement !<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n    class=\"b-block bg-light b-calculator-overview pt-5 pt-md-6 pt-xl-7 overflow-hidden\"\n    aria-labelledby=\"block_591b43dc8386f48769679c42da3fbc70-title\"\n>\n    <div class=\"container\">\n                    <div class=\"row\">\n                <div class=\"col\">\n                    <h2 class=\"text-center mb-5\" id=\"block_591b43dc8386f48769679c42da3fbc70-title\">Retrouvez nos calculateurs ici<\/h2>\n                <\/div>\n            <\/div>\n        \n        <div class=\"b-calculator-overview-counter row justify-content-center mb-3\">\n            <div class=\"col text-center\">\n                \t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/\" title=\"Voir tous nos outils de calcul\" class=\"simulation-link-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"filled-in-counter\">\n\t\t\t\t\t\t{count} sur 6 compl\u00e9t\u00e9s\t\t\t\t\t<\/span>\n\t\t\t\t\t<div class=\"count-visual\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"count-item\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t            <\/div>\n        <\/div>\n\n                    <div class=\"b-calculator-overview__slider row pb-6 pb-md-5 js-calculator-slider\">\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"8\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Combien puis-je emprunter ?<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/combien-puis-je-emprunter\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/combien-puis-je-emprunter\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Combien puis-je emprunter ?<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"12\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Combien dois-je payer par mois ?<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/cout-mensuel\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/cout-mensuel\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Combien dois-je payer par mois ?<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"10\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Combien mon projet de logement co\u00fbtera-t-il au total ?<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/simulation-pret-hypothecaire\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/simulation-pret-hypothecaire\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Combien mon projet de logement co\u00fbtera-t-il au total ?<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"18\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Calculer la faisabilit\u00e9 de votre projet<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/calculateur-faisabilite\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/calculateur-faisabilite\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Calculer la faisabilit\u00e9 de votre projet<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"20\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Calculer les frais de notaire<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/calculateur-frais-de-notaire\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/calculateur-frais-de-notaire\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Calculer les frais de notaire<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card\" data-form-completed=\"30\">\n                            <div class=\"c-calculator-card__done mb-4\">\n\t\t\t\t\t\t\t\t<svg class=\"text-secondary\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 18 13\"><path fill=\"currentColor\" d=\"M6.55 13 .85 7.3l1.425-1.425L6.55 10.15 15.725.975 17.15 2.4z\"\/><\/svg>                                <p class=\"fw-bold text-primary\">D\u00e9j\u00e0 rempli!<\/p>\n                            <\/div>\n                                                            <div class=\"c-calculator-card__header\">\n                                    \t\t\t\t\t\t\t\t\t\t<svg class=\"icon-house\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"0 0 59 50\"><defs><path id=\"a\" d=\"M0 0h58.381v45.155H0z\"\/><\/defs><g fill=\"none\" fill-rule=\"evenodd\"><mask id=\"b\" fill=\"#fff\"><use xlink:href=\"#a\"\/><\/mask><path fill=\"currentColor\" d=\"M29.188 3.324c-4.35-.008-8.57.7-12.636 2.256-3.98 1.523-7.528 3.7-10.193 7.088-3.072 3.907-4.017 8.232-2.174 12.963 1.193 3.063 3.343 5.394 5.95 7.331.409.305.819.717 1.282.808.424.083.75-.468 1.15-.696.814-.465 1.713-.308 2.227.423.514.73.336 1.736-.408 2.295-.223.167-.461.316-.68.49-1.55 1.238-1.558 3.124.04 4.312 2.03 1.51 4.257 1.63 6.532.652 1.799-.774 2.315-1.737 2.16-3.655-.078-.965.412-1.7 1.222-1.832 1.022-.167 1.737.338 1.976 1.403.1.446-.049 1.073.29 1.304.355.242.938.152 1.421.204q.174.018.349.022c4.7.153 9.287-.459 13.712-2.085 4.436-1.63 8.367-4.025 11.14-7.948 3.094-4.376 3.498-9.021.942-13.802-1.638-3.064-4.15-5.298-7.092-7.06-5.295-3.168-11.094-4.438-17.21-4.473M58.381 22.64c-.31.655-.295 1.384-.472 2.071-1.009 3.905-3.21 7.046-6.223 9.639-4.724 4.065-10.301 6.222-16.399 7.173-3.233.504-6.476.635-9.731.27-.551-.062-.93.065-1.324.506-3.448 3.873-10.186 3.793-13.527-.16-1.172-1.386-1.688-3.008-1.247-4.81.154-.626-.047-.88-.525-1.208-2.76-1.893-5.127-4.186-6.736-7.15-3.27-6.028-2.86-11.898 1.038-17.479 3.033-4.343 7.329-7.07 12.19-8.971C18.914 1.156 22.542.39 26.279.138c.134-.01.286.023.363-.138h5.033c.062.125.18.128.296.135 1.531.09 3.05.275 4.557.566C42.05 1.767 47.13 3.821 51.46 7.482c3.122 2.64 5.441 5.836 6.444 9.871.182.732.319 1.475.476 2.213z\" mask=\"url(#b)\"\/><path fill=\"currentColor\" d=\"M8.274 47.36c.857-.01 1.627-.649 1.6-1.327-.028-.666-.773-1.253-1.601-1.263-.853-.01-1.632.608-1.636 1.299-.005.676.787 1.3 1.637 1.29m-.019-5.168c1.42-.027 2.586.499 3.45 1.633 1.155 1.517 1.009 3.547-.333 4.898-1.644 1.655-4.46 1.72-6.126.094-1.145-1.117-1.533-2.466-.978-4.018.508-1.424 1.992-2.527 3.498-2.606.163-.008.326 0 .49 0M21.08 24.211c0 2.282.01 4.564-.009 6.845-.004.422.107.569.543.553a33 33 0 0 1 2.655.002c.478.023.569-.15.564-.588-.021-2.002-.013-4.004-.008-6.006.004-1.233.608-1.84 1.845-1.847q2.726-.01 5.45 0c1.35.003 1.932.598 1.932 1.973-.001 1.933.004 3.865-.025 5.797-.008.481.056.714.626.674a20 20 0 0 1 2.444-.003c.487.025.57-.166.568-.6q-.018-6.809-.001-13.619c0-.333-.108-.555-.35-.78a1001 1001 0 0 1-7.58-7.12c-.328-.313-.492-.253-.777.018-2.48 2.355-4.966 4.703-7.468 7.035-.301.282-.42.556-.417.961.017 2.235.008 4.47.008 6.705m19.808.537q.002 4.157 0 8.313c-.002 1.208-.642 1.858-1.841 1.86q-3.214.008-6.43 0c-1.166-.002-1.803-.635-1.809-1.813a385 385 0 0 1 .007-6.077c.005-.45-.109-.637-.582-.593-.71.068-1.663-.298-2.07.15-.354.389-.117 1.325-.12 2.02-.008 1.513 0 3.026-.003 4.54-.003 1.129-.632 1.767-1.772 1.772q-3.354.015-6.709 0c-1.029-.006-1.706-.685-1.707-1.712-.006-5.634 0-11.269-.008-16.904 0-.549.179-.996.572-1.367 3.27-3.08 6.533-6.166 9.81-9.237.689-.645 1.57-.632 2.262.015 3.264 3.05 6.518 6.112 9.78 9.165.455.427.632.932.628 1.556-.018 2.77-.008 5.542-.008 8.312\"\/><\/g><\/svg>                                                                    <\/div>\n                                                                                        <div class=\"c-calculator-card__title fw-bold text-primary mb-3\">Simulation credit hypothecaire<\/div>\n                                                                                                                    <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/simulation-credit-hypothecaire\/\" class=\"stretched-link\" inert target=\"\"><\/a>\n                                <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/simulation-credit-hypothecaire\/\" class=\"c-calculator-card__link\" target=\"\">\n                                                                            <span class=\"visually-hidden\">Simulation credit hypothecaire<\/span>\n                                    \t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                                                    <div class=\"b-calculator-overview__col col-sm-12 col-lg-4 pb-6\">\n                        <div class=\"c-calculator-card mobile-link\" data-form-completed=\"false\">\n                            <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/\" class=\"c-calculator-card__inlink\">Voir tous nos outils de calcul<br><span class=\"dots\">&middot;&middot;&middot;<\/span><\/a>\n                            <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/\" class=\"c-calculator-card__link\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 22 21\"><path fill=\"currentColor\" fill-rule=\"nonzero\" d=\"M16.534 12.087 10.28 18.29a1.58 1.58 0 0 0 0 2.245c.312.31.723.466 1.133.466s.82-.156 1.132-.466l8.986-8.911q.057-.057.107-.118.02-.024.039-.052.028-.034.053-.073.022-.033.042-.067l.04-.066.034-.07.032-.07.026-.071.027-.075.02-.074a1 1 0 0 0 .031-.163q.006-.034.01-.069.015-.158 0-.313-.004-.034-.01-.069-.004-.042-.013-.086-.007-.04-.019-.077l-.019-.074-.027-.075-.026-.07a1 1 0 0 0-.033-.07q-.016-.036-.035-.07t-.04-.067q-.018-.034-.04-.067-.026-.037-.054-.073-.019-.027-.04-.052a2 2 0 0 0-.106-.118L12.544.465a1.61 1.61 0 0 0-2.264 0 1.58 1.58 0 0 0 0 2.245l6.254 6.202H1.601C.717 8.912 0 9.623 0 10.5a1.593 1.593 0 0 0 1.601 1.587z\"\/><\/svg>                            <\/a>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n\n<section\n    class=\"b-block bg-mint b-cta text-center pb-5 pb-md-6 pb-xxl-7\"\n    data-count=\"2\"\n    aria-labelledby=\"block_5e44d067ad2c4a741d5b630a3a60c181-title\"\n>\n    <div class=\"container\">\n        <div class=\"b-cta__inner\">\n            <div class=\"row justify-content-center\">\n                <div class=\"col col-11 col-lg-10 col-xl-8 py-5 py-xl-6\">\n                                            <h2 class=\"b-cta__title h4\" id=\"block_5e44d067ad2c4a741d5b630a3a60c181-title\">Et nous n&rsquo;avons pas encore parl\u00e9 de ce que vous pouvez \u00e9conomiser sur votre pr\u00eat lui-m\u00eame !<\/h2>\n                    \n                                            <p>Passez chez hypotheek.winkel. Ensemble, nous rechercherons le meilleur pr\u00eat sur mesure pour vous et nous transformerons tous les pi\u00e8ges en trampolines vers une vie meilleure.<\/p>\n                                                                <ul class=\"b-cta__cta-list list-unstyled mb-0\">\n                                                                                                <li>\n                                        <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/prenez-un-rendez-vous\/\" class=\"btn btn-outline-dark slim\"\n                                           target=\"\">\n                                            Prenez un rendez-vous                                        <\/a>\n                                    <\/li>\n                                                                                                                                <li>\n                                        <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/trouve-une-agence\/\" class=\"btn btn-primary slim\"\n                                           target=\"\">\n                                            Localisateur d&rsquo;agences                                        <\/a>\n                                    <\/li>\n                                                                                    <\/ul>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-10433","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Puis-je conserver mon bonus logement avec une nouvelle maison ou un nouveau pr\u00eat ?<\/title>\n<meta name=\"description\" content=\"Vous b\u00e9n\u00e9ficiez d&#039;un bonus logement, mais vous allez d\u00e9m\u00e9nager ou refinancer. 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