{"id":10108,"date":"2025-08-07T09:24:01","date_gmt":"2025-08-07T07:24:01","guid":{"rendered":"https:\/\/www.hypotheekwinkel.be\/haalbaarheidscertificaat\/"},"modified":"2025-08-07T11:14:53","modified_gmt":"2025-08-07T09:14:53","slug":"certificat-de-faisabilite","status":"publish","type":"page","link":"https:\/\/www.hypotheekwinkel.be\/fr\/homepage\/certificat-de-faisabilite\/","title":{"rendered":"Certificat de faisabilit\u00e9"},"content":{"rendered":"\n\n
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Certificat de faisabilit\u00e9<\/h1>\n <\/div>\n <\/div>\n \n \n <\/div>\n <\/div>\n<\/section>\n\n\n\n\n\t
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Augmentez vos chances en tant qu\u2019acheteur<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t
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Un certificat de faisabilit\u00e9 est un document qui indique si vous pourrez emprunter suffisamment pour acheter une maison. Vous pouvez l\u2019envoyer par e-mail ou le montrer au vendeur pour lui prouver que vous avez fait vos devoirs. Ce document atteste de votre solvabilit\u00e9, ce qui fait de vous un candidat s\u00e9rieux.<\/p>\n

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\n \"Haalaarheidscertificaat <\/figure>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n\n\t
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Comment \u00e7a fonctionne ?<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t
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Sur base de vos revenus et de votre \u00e9pargne, nous comparons chez hypotheek.winkel<\/strong> les offres de 25 banques pour v\u00e9rifier si vous pouvez atteindre facilement le prix demand\u00e9 (ou plus) pour la maison de vos r\u00eaves. Nous prenons cela au s\u00e9rieux et tenons \u00e9galement compte d\u2019\u00e9ventuelles r\u00e9novations \u2014 ce qui est d\u2019ailleurs obligatoire si la maison a un mauvais score \u00e9nerg\u00e9tique.<\/p>\n

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Pour qui est-ce utile ?<\/h4>\n \n
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Un certificat de faisabilit\u00e9 est particuli\u00e8rement utile lorsque plusieurs acheteurs<\/strong> sont en lice. Il fait bonne impression si vous pouvez le pr\u00e9senter lors de la visite ou l\u2019envoyer juste apr\u00e8s. En r\u00e9alit\u00e9, il est utile pour toute personne qui envisage s\u00e9rieusement de faire une offre. Et franchement\u2026 cela devrait \u00eatre le cas de tout le monde ! Une fois que vous connaissez votre budget, vous \u00eates mieux arm\u00e9 pour le reste de votre recherche. Et comme nous connaissons bien plus de formules que votre propre banque, il se peut que vous puissiez viser plus haut que vous ne le pensiez.<\/p>\n

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Est-ce obligatoire ?<\/h4>\n \n
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Non, mais c\u2019est fortement recommand\u00e9. Aux Pays-Bas, ce type de certificat existe d\u00e9j\u00e0 depuis longtemps. En Belgique, il est encore peu connu. Raison de plus pour en demander un : vous aurez ainsi une longueur d\u2019avance. Le vendeur est aussi une personne qui cherche la tranquillit\u00e9 d\u2019esprit<\/strong>. Vous ne faites pas une offre \u00e0 la l\u00e9g\u00e8re : vous \u00eates bel et bien \u00ab fiable financi\u00e8rement \u00bb.<\/p>\n

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Comment proc\u00e9der ?<\/h2>\n <\/div>\n <\/div>\n \n
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Facilement et rapidement. Si vous avez une maison en vue, il faut pouvoir agir vite. Prenez donc imm\u00e9diatement rendez-vous dans une agence pr\u00e8s de chez vous. Pensez \u00e0 demander le certificat PEB (EPC) du bien, car cela peut influencer les conditions du pr\u00eat. En g\u00e9n\u00e9ral, vous le trouvez sur le site de l\u2019agence immobili\u00e8re ; sinon, le vendeur ou l\u2019agent vous l\u2019enverra sans probl\u00e8me.<\/p>\n <\/div>\n <\/div>\n <\/div>\n \n

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\n \n Prenez un rendez-vous aujourd\u2019hui <\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":27,"featured_media":0,"parent":365,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-10108","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nCertificat de faisabilit\u00e9 | hypotheek.winkel<\/title>\n<meta name=\"description\" content=\"Avec un certificat de faisabilit\u00e9, vous prouvez votre solvabilit\u00e9 et augmentez vos chances de r\u00e9ussir l\u2019achat d\u2019une maison.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hypotheekwinkel.be\/fr\/homepage\/certificat-de-faisabilite\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificat de 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