{"id":10350,"date":"2025-11-04T18:07:13","date_gmt":"2025-11-04T17:07:13","guid":{"rendered":"https:\/\/www.hypotheekwinkel.be\/?post_type=cpt-blogs&#038;p=10350"},"modified":"2026-04-07T15:34:29","modified_gmt":"2026-04-07T13:34:29","slug":"nouvelles-regles-2026","status":"publish","type":"cpt-blogs","link":"https:\/\/www.hypotheekwinkel.be\/fr\/blog\/nouvelles-regles-2026\/","title":{"rendered":"Les (toutes) nouvelles r\u00e8gles de r\u00e9novation, pour maintenant ou en 2026"},"content":{"rendered":"\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_1adf7fcc42932816ccff9505098dad6a-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p><strong>Quiconque souhaite r\u00e9nover une maison fait face \u00e0 un casse-t\u00eate. De nouvelles r\u00e8gles flamandes sont entr\u00e9es en vigueur en juillet, puis en septembre. La ministre Depraetere vient de publier la liste pour octobre&#8230; Que faut-il retenir ?<\/strong><\/p>\n<p>Deux choses pour commencer. Premi\u00e8rement : nous parlons ici des r\u00e9novations \u00e9nerg\u00e9tiques. Pensez \u00e0 l&rsquo;isolation du toit, aux doubles vitrages, \u00e0 une pompe \u00e0 chaleur\u2026 Et donc pas \u00e0 une nouvelle cuisine ou salle de bain. Deuxi\u00e8mement : toutes les primes d\u00e9pendent de votre salaire. Vous pouvez savoir ici <a href=\"https:\/\/www.vlaanderen.be\/premies-voor-renovatie\/mijn-verbouwpremie\/wie-kan-mijn-verbouwpremie-aanvragen\">dans quelle tranche vous vous situez<\/a>. Attention : il est facile de se retrouver dans les salaires \u00ab \u00e9lev\u00e9s \u00bb.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_f2ea4d7ba2ee096064397a21b34b5a12-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_f2ea4d7ba2ee096064397a21b34b5a12-title\">1. D\u00e9lai suppl\u00e9mentaire pour les primes de r\u00e9novation<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>En septembre 2025, le Gouvernement flamand a annonc\u00e9 que la prime \u00ab Mijn VerbouwPremie \u00bb sera supprim\u00e9e \u00e0 partir de 2026. Un v\u00e9ritable coup dur pour toutes les personnes en train de r\u00e9aliser un projet de r\u00e9novation. Celles-ci perdaient ainsi le soutien financier qui leur \u00e9tait promis. Une mesure transitoire sera encore appliqu\u00e9e : vous pouvez encore b\u00e9n\u00e9ficier de la frime si vous recevez la facture finale <strong>avant le 28 f\u00e9vrier 2026<\/strong>.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_1859d24c9ed23e8025003fbc266f2874-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_1859d24c9ed23e8025003fbc266f2874-title\">2. D\u00e9lai suppl\u00e9mentaire pour les primes li\u00e9es au peb     <\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>M\u00eame son de cloche pour la prime relative au PEB. Elle concerne la somme que vous r\u00e9cup\u00e9rez pour les r\u00e9novations (g\u00e9n\u00e9ralement importantes) qui <a href=\"https:\/\/www.vlaanderen.be\/premies-voor-renovatie\/mijn-epc-labelpremie\/welke-gebouwen-komen-in-aanmerking-voor-mijn-epc-labelpremie\">am\u00e9liorent d&rsquo;au moins deux crans la performance \u00e9nerg\u00e9tique de votre maison<\/a>. Au lieu du 31 d\u00e9cembre 2025, vous avez d\u00e9sormais jusqu&rsquo;au 30 juin 2026 pour soumettre vos factures.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_37c48651f3984a470073c59d0d943276-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_37c48651f3984a470073c59d0d943276-title\">3. Prime pompe \u00e0 chaleur<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>L\u00e0 encore, le gouvernement fait des allers-retours. Au d\u00e9part, seuls les revenus les plus modestes devaient b\u00e9n\u00e9ficier d&rsquo;une prime pour l&rsquo;installation d&rsquo;une pompe \u00e0 chaleur. Maintenant, tout le monde en b\u00e9n\u00e9ficiera, mais moins qu&rsquo;auparavant. \u00c0 partir de 2026, les personnes appartenant \u00e0 la <a href=\"https:\/\/www.vlaanderen.be\/premies-voor-renovatie\/mijn-verbouwpremie\/wie-kan-mijn-verbouwpremie-aanvragen\/wie-kan-mijn-verbouwpremie-vanaf-1-juli-2025-aanvragen\">tranche de revenus la plus \u00e9lev\u00e9e<\/a> recevront encore 1 500 \u20ac pour une pompe \u00e0 chaleur air-eau (au lieu de 2 250 \u20ac), 800 \u20ac pour une pompe hybride et 450 \u20ac pour une chaudi\u00e8re. Les revenus les plus modestes recevront un remboursement plus important.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_5732356f9fb027a9f9535a620dce1d39-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_5732356f9fb027a9f9535a620dce1d39-title\">4. Fin de la prime de d\u00e9molition et de reconstruction<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Quiconque d\u00e9molissait une maison en dehors des villes-centres flamandes recevait une prime pouvant aller jusqu&rsquo;\u00e0 10 000 \u20ac. Cela s&rsquo;expliquait par le fait qu&rsquo;il fallait y payer une TVA \u00e9lev\u00e9e de 21 %, alors qu&rsquo;elle n&rsquo;\u00e9tait que de 6 % dans les villes-centres. Mais r\u00e9cemment, le gouvernement f\u00e9d\u00e9ral a r\u00e9duit le taux de TVA \u00e0 6 % pour l&rsquo;ensemble du territoire. <strong>\u00c0 partir de 2026, la prime flamande pourra donc \u00eatre supprim\u00e9e<\/strong>.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_b40353aea943a2fde14f0d2834fe5aa0-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_b40353aea943a2fde14f0d2834fe5aa0-title\">5. Des pr\u00eats plus avantageux<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Les r\u00e9novations sont plus que jamais n\u00e9cessaires, mais elles sont co\u00fbteuses. Afin d&rsquo;offrir une opportunit\u00e9 aux Flamands disposant d&rsquo;un petit budget, ceux-ci peuvent emprunter jusqu&rsquo;\u00e0 60 000 \u20ac aupr\u00e8s du gouvernement \u00e0 un <strong>taux beaucoup plus bas que celui pratiqu\u00e9 par les banques<\/strong>. Le gouvernement pr\u00e9voit de r\u00e9duire encore davantage ce taux \u00e0 partir de 2026. Les personnes aux revenus les plus faibles b\u00e9n\u00e9ficieront m\u00eame d&rsquo;une r\u00e9duction de 4 ou 5 % sur le taux d&rsquo;int\u00e9r\u00eat l\u00e9gal de 4,5 %. Dans la pratique, cela signifie un pr\u00eat enti\u00e8rement sans int\u00e9r\u00eat.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_e21733cb5846e06aa90d47c302c1ead0-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_e21733cb5846e06aa90d47c302c1ead0-title\">Plus de nouvelles bient\u00f4t !<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Ce n\u2019est pas le dernier article que nous \u00e9crivons sur les primes de r\u00e9novation ! La ministre Depreatere a promis que tout serait d\u00e9sormais r\u00e9gl\u00e9 pour les ann\u00e9es \u00e0 venir&#8230; Mais apr\u00e8s trois changements de cap en six mois, la prudence reste de mise.<\/p>\n<p>Par ailleurs, nos experts en hypoth\u00e8que sont toujours l\u00e0 pour vous offrir des conseils gratuits. Sur le meilleur pr\u00eat, votre projet de r\u00e9novation ou la maison de vos r\u00eaves. Vous pouvez compter sur eux.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Quiconque souhaite r\u00e9nover une maison fait face \u00e0 un casse-t\u00eate. De nouvelles r\u00e8gles flamandes sont entr\u00e9es en vigueur en juillet, puis en septembre. La ministre Depraetere vient de publier la liste pour octobre&#8230; Que faut-il retenir ?<\/p>\n","protected":false},"author":2,"featured_media":4877,"template":"","class_list":["post-10350","cpt-blogs","type-cpt-blogs","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les (toutes) nouvelles r\u00e8gles de r\u00e9novation, pour maintenant ou en 2026 | hypotheek.winkel<\/title>\n<meta name=\"description\" content=\"Perdu dans les nouvelles r\u00e8gles flamandes de r\u00e9novation ? 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