{"id":10155,"date":"2025-09-01T11:27:51","date_gmt":"2025-09-01T09:27:51","guid":{"rendered":"https:\/\/www.hypotheekwinkel.be\/?post_type=cpt-blogs&#038;p=10155"},"modified":"2026-04-07T15:34:44","modified_gmt":"2026-04-07T13:34:44","slug":"marche-immobilier-rumeurs-verifications","status":"publish","type":"cpt-blogs","link":"https:\/\/www.hypotheekwinkel.be\/fr\/blog\/marche-immobilier-rumeurs-verifications\/","title":{"rendered":"V\u00e9rification des faits 2025 : acheter maintenant ou attendre ?"},"content":{"rendered":"\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_abb11016116ab358c5dcb1d69acc9940-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<h3><b>La fin de l\u2019\u00e9t\u00e9 approche, il est temps de prendre le pouls du march\u00e9 immobilier. <\/b>Vous entendez de tout et son contraire. Les taux d\u2019int\u00e9r\u00eat seraient au plus haut, les prix des maisons en chute libre, il vaudrait mieux attendre un an&#8230; Qu&rsquo;en est-il vraiment ?<\/h3>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_35e6375173c5e8d76a137aeba86a2966-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_35e6375173c5e8d76a137aeba86a2966-title\">Rumeur 1 : Les taux d\u2019int\u00e9r\u00eat n\u2019ont jamais \u00e9t\u00e9 aussi \u00e9lev\u00e9s<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>On lit partout que les taux d\u2019int\u00e9r\u00eat en ao\u00fbt 2025 auraient atteint un pic historique. Certes, si l\u2019on compare avec l\u2019ann\u00e9e derni\u00e8re, on est pass\u00e9 de 3 % \u00e0 pr\u00e8s de 3,4 %. Mais \u00e0 l\u2019automne 2023, nous \u00e9tions d\u00e9j\u00e0 \u00e0 3,8 %. Cela ne signifie donc pas grand-chose.<\/p>\n<p>Jetez un coup d\u2019\u0153il \u00e0 notre <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/simulation\/barometre-des-taux\/\">barom\u00e8tre des taux<\/a> et vous verrez la v\u00e9rit\u00e9 : pendant la crise du coronavirus, les taux \u00e9taient \u00e0 leur plus bas, atteignant des pourcentages ridicules. Depuis 2022, les taux en Belgique font ce qu&rsquo;ils font le mieux : <strong>ils fluctuent l\u00e9g\u00e8rement, sans hausses ni baisses spectaculaires<\/strong>. Notre courbe ressemble aux Ardennes, pas aux Alpes.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_e6817e1831626bdf9bcfde299cd0700c-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_e6817e1831626bdf9bcfde299cd0700c-title\">Rumeur 2 : Les prix des maisons vont baisser<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Ici aussi, la r\u00e9alit\u00e9 est diff\u00e9rente de ce que pr\u00e9disent certains \u00ab experts \u00bb. Si les pr\u00eats deviennent plus chers, les prix devraient baisser selon la loi de l\u2019offre et de la demande. Mais les choses ne bougent pas si vite. Le march\u00e9 immobilier est un paquebot ; il ne change pas de cap pour de simples fluctuations de taux.<\/p>\n<p>Avez-vous d\u00e9j\u00e0 vu les prix chuter drastiquement en Belgique ? Jamais. Les gens continuent d&rsquo;acheter en masse. Chez hypotheek.winkel, nous constatons qu&rsquo;ils optent de plus en plus pour des <strong>formules qui leur offrent plus de confort<\/strong> au d\u00e9but, comme un <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/blog\/pret-progressif\/\">pr\u00eat progressif<\/a> ou un pr\u00eat de 30 ans ou plus que l&rsquo;on peut raccourcir par la suite.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_7ce00825ab6a54c4af31cebfca1a798b-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_7ce00825ab6a54c4af31cebfca1a798b-title\">Rumeur 3 : Mieux vaut attendre pour acheter<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Absolument pas. Si les points 1 et 2 sont faux, celui-ci l\u2019est aussi. D\u2019autant plus que les prix des loyers s\u2019envolent, et \u00e7a, c\u2019est un fait av\u00e9r\u00e9. Si vous devez choisir entre un loyer de 1 000 \u20ac et un remboursement de pr\u00eat de 1 200 \u20ac, que pr\u00e9f\u00e9rez-vous ? Par ailleurs, les prix des logements \u00e0 haute performance \u00e9nerg\u00e9tique continuent de monter. L\u2019Europe veut que toutes les maisons atteignent l&rsquo;\u00e9tiquette A d\u2019ici 2050. Actuellement, nous sommes \u00e0 seulement 9 % avec 91 % \u00e0 r\u00e9nover. Les maisons \u00e9conomes en \u00e9nergie ne perdront donc pas de valeur, tout comme les mat\u00e9riaux de construction pour les r\u00e9novations.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section\n\tclass=\"b-block b-editor text-left\"\n\taria-labelledby=\"block_be49745dca21ea0ae5650663f271ae82-title\"\n>\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col \">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col mb-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 id=\"block_be49745dca21ea0ae5650663f271ae82-title\">Quel est notre message ?<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row mb-4\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t\t\t<div class=\"intro text-primary\">\n\t\t\t\t\t\t\t\t\t\t<p>Notre message est que les grandes pr\u00e9dictions ne valent souvent pas plus qu&rsquo;une conversation de caf\u00e9. Les macro-\u00e9conomistes analysent des facteurs comme le ch\u00f4mage, le taux de la BCE, la dette belge, les caprices de Trump. Il y a tellement de <strong>param\u00e8tres impr\u00e9visibles<\/strong> qu&rsquo;il vaut mieux se concentrer sur votre situation actuelle.<\/p>\n<p>Combien payez-vous en loyer ? \u00c0 quel point souhaitez-vous devenir propri\u00e9taire ? Quel montant pouvez-vous rembourser par mois ? Pourriez-vous, avec votre partenaire, rembourser une maison ? Ce sont les questions auxquelles <a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/prenez-un-rendez-vous\/\">nos experts en hypoth\u00e8que savent r\u00e9pondre<\/a>. Nous ne lisons pas l\u2019avenir dans une boule de cristal, mais nous savons vous donner les meilleurs conseils.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<ul class=\"list-unstyled\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hypotheekwinkel.be\/fr\/contact\/\" class=\"btn btn-primary\"\n\t\t\t\t\t\t\t\t\t\t   target=\"\">\n\t\t\t\t\t\t\t\t\t\t\tDemandez conseil \u00e0 nos experts\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>La fin de l\u2019\u00e9t\u00e9 approche, il est temps de prendre le pouls du march\u00e9 immobilier. Vous entendez de tout et son contraire. Les taux d\u2019int\u00e9r\u00eat seraient au plus haut, les prix des maisons en chute libre, il vaudrait mieux attendre un an&#8230; Qu&rsquo;en est-il vraiment ?<\/p>\n","protected":false},"author":2,"featured_media":10153,"template":"","class_list":["post-10155","cpt-blogs","type-cpt-blogs","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>V\u00e9rification des faits 2025 : acheter maintenant ou attendre ? | hypotheek.winkel<\/title>\n<meta name=\"description\" content=\"Des rumeurs sur des taux d&#039;int\u00e9r\u00eat \u00e9lev\u00e9s et des prix immobiliers en baisse ? D\u00e9m\u00ealez le vrai du faux sur le march\u00e9 immobilier belge et d\u00e9couvrez pourquoi acheter maintenant pourrait \u00eatre la meilleure d\u00e9cision.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hypotheekwinkel.be\/fr\/blog\/marche-immobilier-rumeurs-verifications\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V\u00e9rification des faits 2025 : acheter maintenant ou attendre ? | hypotheek.winkel\" \/>\n<meta property=\"og:description\" content=\"Des rumeurs sur des taux d&#039;int\u00e9r\u00eat \u00e9lev\u00e9s et des prix immobiliers en baisse ? 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